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Delta SkyMiles® Reserve American Express Card Overview

Delta SkyMiles® Reserve American Express Card

An in-depth look at the top-tier card for loyal Delta flyers.

Author: Shannon Lopez
|
Reviewed by: Taevann Calloway
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Benefits Accurate as of: September 22, 2026
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PREMIUM TRAVEL CARD

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card
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at our secure partner's site. Terms & restrictions apply.

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Why we love this card: This is the ultimate card for the Delta devotee, offering unparalleled lounge access, a valuable companion certificate, and a clear path to Medallion Status.

Annual Fee

$650

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Welcome Offer

Earn 2 Delta Comfort Flight Certificates + 50K Miles

Earn two domestic Delta Comfort Flight Certificates + 50,000 Bonus Miles after $10,000 in purchases on your new Card in your first 6 months. A 21+ day advance purchase required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/04/2026.

Rewards Rates
3x Miles 1x Mile
On eligible purchases made directly with Delta. On all other eligible purchases.

Why you may want the Delta SkyMiles® Reserve American Express Card

  • Earn two round‑trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/4/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: Get up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
  • Global Dining Access by Resy gives you special access to sought-after U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
  • $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
  • Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $200 Delta Stays Credit: Get up to $200 back per year as a statement credit after using your Delta SkyMiles® Reserve American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.

Redeeming SkyMiles®

Delta SkyMiles can be redeemed for flights and more:

  • Award Flights: Use miles to book flights with Delta and its extensive network of SkyTeam partners.
  • Upgrades: Upgrade your seat to a higher cabin on many Delta flights using your miles.
  • Pay with Miles: Eligible Card Members can use miles to reduce the cost of a ticket, with 5,000 miles knocking $50 off the price.
  • Other redemptions: Redeem miles for vacation packages, gift cards, and exclusive experiences.

Airport Lounge Access

Delta Sky Club®, The Centurion® Lounge & Escape Lounges

Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.

Alternatives to the Delta SkyMiles® Reserve American Express Card

For a lower annual fee with simple credits...

The Capital One Venture X Rewards Credit Card is an excellent alternative with a lower $395 annual fee. Its credits are extremely straightforward ($300 travel portal credit and 10,000 anniversary miles), effectively making the card pay for itself each year. It also offers great lounge access and allows free authorized users.

  • Why you might prefer it: Lower annual fee, simpler credits, and free authorized users with lounge access.
  • Why you might stick with the Delta SkyMiles® Reserve American Express Card: Delta-specific benefits—including the Companion Certificate and Delta Sky Club® access—may provide more value for frequent Delta flyers.

For the ultimate premium perks...

The American Express Platinum Card® is the king of luxury travel perks. It offers the most extensive lounge access (including Centurion Lounges), automatic elite status with Marriott and Hilton, and over $2,500 in potential statement credits for things like airline fees and Ubers.

  • Why you might prefer it: Unbeatable lounge access, hotel elite status, and a vast array of statement credits.
  • Why you might stick with the Delta SkyMiles® Reserve American Express Card: If you're flying exclusively and frequently with Delta, the card offers unbeatable value.

Want to find the perfect travel credit card, just for you? Visit our Credit Card Finder to get your best match.

Final Thoughts

For the dedicated Delta Airlines traveler, the Delta SkyMiles® Reserve American Express Card is the pinnacle of co-branded credit cards. The combination of premium lounge access and a highly valuable companion certificate can easily outweigh the annual fee year after year.

Bottom Line: If you fly Delta several times a year and value a premium airport experience, this card is an essential tool for your wallet.

Learn More about the Delta SkyMiles® Reserve American Express Card

at our secure partner's site. Terms & restrictions apply.

See Rates and Fees

Editorial Disclaimer Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. Whereas the details of the cards benefits have been reviewed and are accurate as of the date noted, the site's content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

PREMIUM AIRLINE CARD

Delta SkyMiles® Reserve American Express Card

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